Our goal is to always treat you based on your specific condition and needs, and never based on the limits of your insurance. We will always treatment plan the ideal treatment which we believe is best for your specific situation. However, we understand finances can be a limiting factor in many of life’s decisions – not just in the dental office.
Unfortunately, the scope of insurance is very limited and is usually restricted to preventative measures – many procedures which may be required for your long-term health may beyond the restrictions of your insurance coverage. However, we never want your insurance company to dictate your health and dental care. The insurance company is first and foremost a company or business which has shareholders – they are looking out for their shareholders’ interests first and not necessarily yours. They can do this by restricting procedures they cover or by denying claims to keep their costs down to meet their shareholders demands and be competitive within the market.
Therefore, insurance companies want patients to choose their dentist based on costs. If you were shopping for a car you may shop on price since the car does not differ from dealer to dealer; but you would never shop on price for your heart surgery – so why do that with your teeth? Like heart surgery, we are replacing a part of your body and are committed to using the best techniques and best materials to restore you to optimal oral health.
You probably don’t need much more convincing for why insurance doesn’t cover all procedures, but get this – forty years ago, dental insurance benefits averaged $1,000 which is the equivalent of $8,000 today. However, today the average insurance plan is still close to $1,000!